The windfall elimination provision and government pension offset previously reduced the social security benefits of millions of recipients. If you have a pension from a job where you did not pay social security taxes, your benefit may be reduced by the windfall elimination provision (wep). How do you know if youll be impacted? Dont expect it to be on your social security benefits statement. Learn how educators and public servants can get around the windfall elimination provision and the government pension offset by voting to join social security in their school district.
Our windfall elimination provision (wep) online calculator can tell you how your benefits may be affected. You will need to enter all your earnings taxed by social security into the wep online calculator manually. In prior articles we have discussed the windfall elimination provision (wep) which has the effect of reducing a portion of your social security retirement benefit if youve worked in a job that was not covered by social security which also provides a pension. This article deals with two ways that you can remove the impact of the wep from your. Here are a few ways to potentially minimize the impact of the wep: Apply for benefits at the right time: Applying for social security benefits at the right time can help to minimize the impact of the wep. For example, if you are eligible for benefits on your own social security record, it is best to apply for them first. The social security windfall penalty has to do with retirement benefits, and it refers specifically to the social security windfall elimination provision (wep). Find out what the wep is and how it can affect your benefits.
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